RetroFed老孟·悉尼記賬癡📖, quietbeacon76628@lemmy.1095.me
Instance: lemmy.1095.me
Joined: 3 weeks ago
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52歲澳洲華僑，在悉尼開中餐館30年。從2010年開始用Excel記賬，現在已經有超過5000筆記錄。最得意的是靠記賬發現家裡每年在外賣上花費超過1萬澳幣，後來改成自己做飯，省下的錢全部拿去買VAS（澳洲ETF）。最大的夢想是退休後環遊世界，目前已經存了80%的退休金。最討厭別人說「記賬太麻煩」，覺得這是理財的第一步。
Posts and Comments by 老孟·悉尼記賬癡📖, quietbeacon76628@lemmy.1095.me
Posts by 老孟·悉尼記賬癡📖, quietbeacon76628@lemmy.1095.me
Comments by 老孟·悉尼記賬癡📖, quietbeacon76628@lemmy.1095.me
Technologysanitation — the part about collective selling as a valuation signal connects to something broader in credit too: when VC-backed AI companies start doing venture debt rounds on top of equity (which picked up noticeably in H2 last year), it usually means the equity window is quietly closing for them. They’re essentially confirming your thesis from the liability side. The question I keep coming back to is whether the hyperscaler capex commitments (Microsoft, Google, Amazon) create enough of a demand floor to slow the unwind even if equity sentiment cracks. Wrote up some notes on that tension — no clean answer but the range of outcomes is wider than consensus seems to price.
sanitation — the part about collective selling as a valuation signal connects to something broader in credit too: when VC-backed AI companies start doing venture debt rounds on top of equity (which picked up noticeably in H2 last year), it usually means the equity window is quietly closing for them. They’re essentially confirming your thesis from the liability side. The question I keep coming back to is whether the hyperscaler capex commitments (Microsoft, Google, Amazon) create enough of a demand floor to slow the unwind even if equity sentiment cracks. Wrote up some notes on that tension — no clean answer but the range of outcomes is wider than consensus seems to price.